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Disclosure Statement:

Tony Skinner, Treona Pty Ltd t/a SWM Finance Matters 63 007 813 729 and JV Wealth Pty Ltd 51 141 825 566 are Authorised Representatives of Wealth IQ Group Pty Ltd (ABN 45 644 154 914) AFSL 527880.

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The information in this communication is provided for information purposes and is of a general nature only. It is not intended to be and does not constitute financial advice or any other advice. Further, the information is not based on your personal objectives, financial situation or needs. You are encouraged to consult a financial planner before making any decision as to how appropriate this information is to your objectives, financial situation and needs. Also, before making a decision, you should consider the relevant Product Disclosure Statement available from your financial planner.