Scamming and Cybercrime are rife – beware the hacker

Scamming is everywhere. We’ve all heard about people receiving a phone call :-

  • offering new phone deals,
  • to fix your computer,
  • saying you have a warrant out for your arrest to avoid jail please pay to this account or with bitcoin or with iTunes cards or
  • aggressively telling you have an outstanding debt to the tax department to avoid high penalties pay $x and we’ll wipe the debt.

Well Cybercrime is equally as wide-spread except they seem to be much greater $’s that we are talking about. They collect your personal data in order to steal greater amounts of money. Like scammers they have their various tricks like phishing (obtaining sensitive information such as usernames, passwords, and credit card details (and money), often for malicious reasons, by disguising as a trustworthy entity in an electronic communication), email trawling (

Email spoofing is the forgery of an email header so that the message appears to have originated from someone or somewhere other than the actual source. Email spoofing is a tactic used in phishing and spam campaigns because people are more likely to open an email when they think it has been sent by a legitimate source.

Cyberstalking the repeated use of electronic communications to harass or frighten someone, for example by sending threatening emails.

Or one of the newer crimes of email emulation where they sit and watch your emails and the way you communicate then emulate your words and style of writing to change bank accounts and trigger large withdrawals.

The perpetrators of scamming and cybercrime have no compunction about hurting people with their actions – to them you are faceless therefore fair game.

At SWM Finance Matters we take that fact that you have trusted us with your personal data, your right to privacy, very seriously. Cybercrime has already almost affected one of our valued clients – not from our end but from his ex-employer that had been hacked. We immediately took action to prevent any withdrawals on the accounts – locking them down very, very tightly. We also diligently followed the trail – conducting our own “skip trace” investigations and relayed our findings to the administration providers newly set up Cyber Team. They narrowed the criminals down to a province in Malaysia.

So what have we done to protect you.

We’ve purchased Australian domiciled encrypted cloud software to store your personal data; we purchased LastPass (an online vault to house various passwords) that can only be opened with a master password that none of us can remember 😊; we use encrypted financial planning software incorporating your own personal portal to store and share important documents; we purchased the highest rated anti-virus software (Kaspersky) to shield all of our communications and we have also purchased an Adobe encryptor and 2 stage verification process so that we don’t provide personal details in an open format. We employed a Cyber Security firm to review our whole business   and implemented any changes that they put forward.

The most unfortunate issue will be that we need to provide you with a password to open the document but we promise they won’t be too hard – they’ll just be for you.

The software expense adds up but we believe that it is critical that you be able to trust us with your details. And you may remember us saying at our 1st interview that we take your privacy very seriously if someone says that got your details from us – they need to think again and again and again.

The price of the software is a small price to pay to provide peace of mind from Cybercrime.

If would like further details on the steps we have gone to or the software feel free to contact us on 08 82715427.


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